Everything You Should Know Before Moving to Oscoda, MI
Considering a move to Oscoda, MI? With a friendly small-town vibe and a population of about 6,700, Oscoda offers affordable living—median home prices are just $115,000 with rents averaging $810. Residents enjoy short commutes (under 20 minutes), low property crime rates, and beautiful summers near Lake Huron. While educational attainment is below state averages, you’ll find community-focused schools and a relaxed lakeside lifestyle. Oscoda is a great fit for those seeking affordability, scenic surroundings, and a slower pace of life.
Demographics - Oscoda, MI
Demographics - Oscoda, MI
Oscoda is a small community of about 6,700 residents, with a median age of 48.2, reflecting a mature population. The area is predominantly White (over 92%), with a balanced gender ratio and very few non-English speakers, creating a close-knit and welcoming environment.
Population:
6,700
Density:
450 per sq mi
Median Age:
48.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
92.1%
Black:
1.7%
Asian:
0.9%
Others:
5.3%
Cost Of Living
What is the average cost of living in Oscoda, MI?
Oscoda offers an affordable cost of living, with median home values around $115,000 and average rents of $810. The cost of living index is well below the national average, making daily expenses like groceries and utilities manageable for most households.
Median House Value:
$115,000
Gross Rent:
$810
Monthly Electricity Charges:
$110
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,030
House Owner Cost Without Mortgage:
$360
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
79.6
Grocery:
94.0
Housing:
64.0
Utilities:
97.5
Transportation:
90.1
Health Care:
86.7
Miscellaneous:
89.0
Crime
Is Oscoda, MI a safe place to live?
Oscoda experiences relatively low crime rates, with violent crime at 203 incidents per 100,000 people and property crime at 1,166 per 100,000. Residents generally enjoy a safe environment, with the chance of experiencing violent crime at just 1 in 492.
Violent Crimes Per 100k:
203
Property Crimes Per 100k:
1,166
Crime Index:
1,369
Chance Of Violent Crime:
1 in 492
Chance Of Property Crime:
1 in 85
Weather
What is the weather like in Oscoda, MI year-round?
Residents enjoy four distinct seasons, with warm summers reaching up to 80°F and cold winters dipping to around 13°F. Oscoda receives about 31.5 inches of rainfall annually and has sunny skies about half the year, making it ideal for outdoor enthusiasts.

Winter
Min:
13°F
Max:
31°F

Spring
Min:
34°F
Max:
60°F

Summer
Min:
56°F
Max:
80°F

Fall
Min:
36°F
Max:
63°F
Average Rainfall Inches:
31.5 inches
Sunny Days Percentage:
50%
Neighbors
The community features a median household income of $44,700 and a poverty rate of 16.3%. Most residents commute less than 20 minutes to work, and over 90% have at least a high school diploma, reflecting a stable and hardworking population.
Median Income:
$28,500
Household Income:
$44,700
Family Income:
$53,300
Per Capita Income:
$23,200
Income Male:
$34,500
Income Female:
$26,200
Poverty Rate:
16.3%
Non English Speakers:
2.1%
Rent:
$810
Unemployment Rate:
7.5%
Public Transport Usage:
0.2%
Commute Time:
19.1 minutes

Education
High School or Higher:
90.7%
Bachelors or More:
15.3%
Education
How are the schools in Oscoda, MI?
The area is served by community-focused public schools such as Richardson Elementary and Oscoda Area High School, plus access to Alpena Community College’s local campus. While higher education attainment is modest, the region offers small class sizes and supportive educational resources.

Public Schools
Name:
Richardson Elementary School
Street:
501 N. Van Etten St
Phone:
989-739-9173
Students:
340
Student Teacher Ratio:
15.5
Name:
Oscoda Area High School
Street:
3550 E River Rd
Phone:
989-739-9121
Students:
420
Student Teacher Ratio:
18.2

Colleges
Name:
Alpena Community College (Oscoda Campus)
City:
Oscoda
State:
MI
Distance:
0 miles
Students:
300
Name:
Kirtland Community College
City:
Roscommon
State:
MI
Distance:
40 miles
Students:
1,600
Healthcare
Healthcare in Oscoda is supported by facilities like Ascension St. Joseph Hospital in nearby Tawas City, offering general and emergency services. With 1.7 physicians per 1,000 residents and health insurance coverage at 94.1%, quality care is accessible to most locals.

Major Hospitals
Name:
Ascension St. Joseph Hospital
Address:
200 Hemlock St, Tawas City, MI 48763
Phone:
(989) 362-3411
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
94.1%
Health Care Index:
78.4
Housing Market
What is the housing market like in Oscoda, MI?
Oscoda’s housing market is highly affordable, with a median home price of $115,000 and a high owner-occupancy rate of 75.6%. Low foreclosure rates and modest home appreciation make the area attractive for both buyers and renters.
Median Home Price:
$115,000
Average Rent For 2 Bedroom:
$810
Owner Occupied Rate:
75.6%
Rental Vacancy Rate:
8.9%
Home Appreciation Rate (1yr):
3.4%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Local DMV services are provided by the Michigan Secretary of State office in nearby Tawas City, ensuring convenient access to licensing and registration. Residents can also find information and online services through the state website.
State:
Michigan
Department:
Michigan Secretary of State
Address:
410 W. Lake St., Tawas City, MI 48763
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.