Everything You Should Know Before Moving to Tracy, CA
Thinking of moving to Tracy, CA? With a population just over 101,000, Tracy offers a sunny Central Valley climate with 77% sunny days each year and easy access to the Bay Area. Median home prices are around $630,000 and rents average $2,200, reflecting a competitive housing market. The city maintains moderate crime rates, solid schools, and a family-friendly vibe, though average commute times are longer at 43 minutes. Tracy’s diverse community and strong incomes make it an appealing choice for those seeking suburban living in Northern California.
Demographics - Tracy, CA
Tracy is home to over 101,000 residents with a median age of 34, reflecting a youthful and diverse community. Nearly 35% of the population speaks a language other than English at home, and the city features significant Asian, White, and Hispanic representation. The population density and balanced gender ratio create a vibrant suburban atmosphere ideal for families and professionals alike.
Population:
101,197
Density:
3,700 per sq mi
Median Age:
34.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
34.8%

Ethnic Composition
White:
32.5%
Black:
7.7%
Asian:
21.2%
Others:
38.6%
Cost Of Living
What is the average cost of living in Tracy, CA?
Living in Tracy comes with a higher-than-average cost of living index at 137.5, largely due to housing costs, with median home values around $630,000 and average rents at $2,200. Monthly expenses like utilities and transportation are also above national averages, but residents benefit from California's dynamic economy and access to Bay Area opportunities. State taxes in California range from 1% to 13.3%, impacting overall affordability.
Median House Value:
$630,000
Gross Rent:
$2,200
Monthly Electricity Charges:
$200
Auto Insurance:
$1,820
House Owner Cost With Mortgage:
$2,900
House Owner Cost Without Mortgage:
$850
State Taxes:
Low:
1%
|
High:
13.3%
Cost Of Living Index:
137.5
Grocery:
115.0
Housing:
160.0
Utilities:
125.0
Transportation:
140.0
Health Care:
112.0
Miscellaneous:
110.0
Crime
Is Tracy, CA a safe place to live?
Tracy maintains moderate crime rates with about 269 violent crimes and 1,395 property crimes per 100,000 residents, offering a generally safe environment for families. The chance of experiencing a violent crime is about 1 in 372, while property crime stands at 1 in 72. While crime exists, Tracy's rates are comparable to other suburban communities in the region.
Violent Crimes Per 100k:
269
Property Crimes Per 100k:
1,395
Crime Index:
1,664
Chance Of Violent Crime:
1 in 372
Chance Of Property Crime:
1 in 72
Weather
What is the weather like in Tracy, CA year-round?
Tracy boasts a classic Central Valley climate with hot, dry summers reaching up to 94°F and mild winters with lows around 38°F. The city enjoys 77% sunny days annually and receives just over 13 inches of rain each year, making it ideal for those seeking warm, dry weather. Seasonal variations provide comfortable spring and fall temperatures, perfect for outdoor activities.

Winter
Min:
38°F
Max:
58°F

Spring
Min:
46°F
Max:
76°F

Summer
Min:
61°F
Max:
94°F

Fall
Min:
48°F
Max:
81°F
Average Rainfall Inches:
13.2 inches
Sunny Days Percentage:
77%
Neighbors
Tracy's residents have a strong median household income of $105,500 and a relatively low poverty rate of 6.8%. A well-educated community, over 91% have completed high school, and nearly 27% hold a bachelor's degree or higher. While unemployment is moderate at 4.8%, average commute times are longer at about 43 minutes, reflecting many residents' ties to Bay Area job markets.
Median Income:
$57,000
Household Income:
$105,500
Family Income:
$117,000
Per Capita Income:
$35,800
Income Male:
$57,800
Income Female:
$46,900
Poverty Rate:
6.8%
Non English Speakers:
34.8%
Rent:
$2,200
Unemployment Rate:
4.8%
Public Transport Usage:
2.0%
Commute Time:
42.7 minutes

Education
High School or Higher:
91.2%
Bachelors or More:
26.5%
Education
How are the schools in Tracy, CA?
Tracy provides quality educational options, with well-regarded public schools such as West High School and Monte Vista Middle School, and private institutions like St. Bernard’s Catholic School. Higher education resources are accessible nearby, including Tracy Adult School and San Joaquin Delta College’s Mountain House campus. The city’s schools support a diverse student population and offer a range of academic and extracurricular programs.

Public Schools
Name:
West High School
Street:
1775 W Lowell Ave
Phone:
209-830-3370
Students:
2,100
Student Teacher Ratio:
23.5
Name:
Monte Vista Middle School
Street:
751 W Lowell Ave
Phone:
209-830-3340
Students:
900
Student Teacher Ratio:
22.1

Private Schools
Name:
St. Bernard's Catholic School
Street:
165 W Eaton Ave
Phone:
209-835-8018
Students:
340

Colleges
Name:
Tracy Adult School
City:
Tracy
State:
CA
Distance:
0 miles
Students:
3,000
Name:
San Joaquin Delta College (Mountain House campus)
City:
Mountain House
State:
CA
Distance:
7 miles
Students:
3,500
Healthcare
Tracy offers access to quality healthcare with facilities like Sutter Tracy Community Hospital and Kaiser Permanente Medical Offices serving the community. With 1.8 physicians per 1,000 residents and 91% health insurance coverage, most residents can access necessary medical services. Emergency care and a range of outpatient and specialty services are available locally.

Major Hospitals
Name:
Sutter Tracy Community Hospital
Address:
1420 N Tracy Blvd, Tracy, CA 95376
Phone:
(209) 835-1500
Type:
General & Surgical
Emergency Services:
Yes
Name:
Kaiser Permanente Tracy Medical Offices
Address:
2185 W Grant Line Rd, Tracy, CA 95377
Phone:
(209) 839-3400
Type:
Outpatient & Specialty
Emergency Services:
No
Physicians Per 1000:
1.8
Health Insurance Coverage:
91.0%
Health Care Index:
71.5
Housing Market
What is the housing market like in Tracy, CA?
Tracy's housing market is competitive, with a median home price of $630,000 and a homeownership rate of 65%. Renters can expect to pay around $2,200 for a two-bedroom unit, while the rental vacancy rate remains low at 4.2%. Home values have seen steady appreciation, making Tracy an attractive option for both buyers and investors.
Median Home Price:
$630,000
Average Rent For 2 Bedroom:
$2,200
Owner Occupied Rate:
65.3%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
2.3%
Foreclosure Rate:
0.4%
DMV Information
Residents can access vehicle and licensing services at the California DMV office located at 2785 Auto Plaza Dr in Tracy. The office offers a full range of driver and vehicle services, and additional information is available on the California DMV website or by phone. Its convenient location serves the needs of Tracy and surrounding communities.
State:
California
Department:
California Department of Motor Vehicles
Address:
2785 Auto Plaza Dr, Tracy, CA 95304
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.