Everything You Should Know Before Moving to Waikoloa, HI
Considering a move to Waikoloa, HI? This vibrant community of about 7,000 residents offers a relaxed island lifestyle, beautiful weather with over 85% sunny days, and median home values around $685,000. With an average rent of $2,250 and a cost of living index of 165, living here comes at a premium, but you'll enjoy short commutes of around 24 minutes and close-knit neighborhoods. Waikoloa boasts a diverse population, good schools, and easy access to outdoor recreation, making it ideal for those seeking both comfort and adventure.
Demographics - Waikoloa, HI
Demographics - Waikoloa, HI
Waikoloa is home to approximately 7,000 residents, featuring a diverse blend of White, Asian, and Native Hawaiian or Pacific Islander backgrounds. The median age here is just under 40, reflecting a balanced mix of families and professionals, while about 14% of locals speak a language other than English at home.
Population:
7,000
Density:
360 per sq mi
Median Age:
39.8
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
14.0%

Ethnic Composition
White:
41.0%
Asian:
23.5%
Others:
7.0%
Cost Of Living
What is the average cost of living in Waikoloa, HI?
Living in Waikoloa is notably more expensive than the U.S. average, with a cost of living index of 165 and median home values around $685,000. Residents can expect higher costs for groceries, utilities, and housing, making it an upscale choice for those seeking island living.
Median House Value:
$685,000
Gross Rent:
$2,250
Monthly Electricity Charges:
$280
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$2,950
House Owner Cost Without Mortgage:
$920
State Taxes:
Low:
1.4%
|
High:
11.0%
Cost Of Living Index:
165.0
Grocery:
155.2
Housing:
202.4
Utilities:
170.0
Transportation:
143.0
Health Care:
130.6
Miscellaneous:
125.0
Crime
Is Waikoloa, HI a safe place to live?
Waikoloa offers a relatively safe environment, with a violent crime rate of 270 incidents per 100,000 people and a property crime rate of 2,400 per 100,000. The likelihood of experiencing violent crime is low, making it a reassuring option for families and retirees.
Violent Crimes Per 100k:
270
Property Crimes Per 100k:
2,400
Crime Index:
2,670
Chance Of Violent Crime:
1 in 370
Chance Of Property Crime:
1 in 42
Weather
What is the weather like in Waikoloa, HI year-round?
Waikoloa enjoys a warm, sunny climate year-round, with average highs ranging from 79°F in winter to 86°F in summer. With only about 11 inches of rainfall annually and 85% sunny days, outdoor activities are accessible throughout the seasons.

Winter
Min:
64°F
Max:
79°F

Spring
Min:
65°F
Max:
81°F

Summer
Min:
68°F
Max:
86°F

Fall
Min:
66°F
Max:
83°F
Average Rainfall Inches:
11 inches
Sunny Days Percentage:
85%
Neighbors
Residents of Waikoloa benefit from a median household income of $92,300 and a low poverty rate of just over 8%. Most neighbors have at least a high school diploma, and the average commute time is under 24 minutes, contributing to a comfortable and connected community feel.
Median Income:
$44,500
Household Income:
$92,300
Family Income:
$105,000
Per Capita Income:
$38,500
Income Male:
$48,200
Income Female:
$41,700
Poverty Rate:
8.1%
Non English Speakers:
14.0%
Rent:
$2,250
Unemployment Rate:
3.6%
Public Transport Usage:
0.8%
Commute Time:
23.7 minutes

Education
High School or Higher:
91.5%
Bachelors or More:
32.0%
Education
How are the schools in Waikoloa, HI?
Waikoloa offers quality education through its elementary and middle school, which serves over 800 students with a student-teacher ratio of 16:1. Higher education opportunities are accessible nearby at Hawaii Community College – Palamanui, located just 25 miles away.

Public Schools
Name:
Waikoloa Elementary & Middle School
Street:
68-1730 Hooko St
Phone:
(808) 883-3400
Students:
825
Student Teacher Ratio:
16:1

Colleges
Name:
Hawaii Community College – Palamanui
City:
Kailua-Kona
State:
HI
Distance:
25 miles
Students:
2,200
Healthcare
Healthcare access is strong, with North Hawaii Community Hospital located nearby and 95% of residents covered by health insurance. Waikoloa’s physician availability and healthcare index indicate reliable local services for routine and emergency needs.

Major Hospitals
Name:
North Hawaii Community Hospital
Address:
67-1125 Mamalahoa Hwy, Waimea, HI 96743
Phone:
(808) 885-4444
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
95.1%
Health Care Index:
72.4
Housing Market
What is the housing market like in Waikoloa, HI?
The housing market in Waikoloa is primarily owner-occupied, with a median home price around $685,000 and an average rent of $2,250 for a two-bedroom. Home values show steady appreciation, making the area attractive for both buyers and investors.
Median Home Price:
$685,000
Average Rent For 2 Bedroom:
$2,250
Owner Occupied Rate:
70.8%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
5.5%
New Construction Rate:
2.2%
Foreclosure Rate:
0.3%
DMV Information
Vehicle registration and licensing services for Waikoloa residents are managed through the Hawaii County office in Hilo, with convenient online resources and local support available.
State:
Hawaii
Department:
Hawaii County Vehicle Registration & Licensing
Address:
101 Pauahi St, Suite 5, Hilo, HI 96720
Phone:
(808) 961-8351
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.