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Waterloo, NY
Considering a move to Waterloo, NY? This charming village of about 4,800 residents offers affordable living, with median home prices at $124,000 and average rents around $790. Commute times are short at just 20.5 minutes, and the community enjoys low violent crime rates (145 per 100k), making it a safe and friendly place to settle. Education is well-supported with good local schools and nearby colleges, and you'll experience classic upstate New York seasons with warm summers and snowy winters. Waterloo is a great fit for those seeking small-town life with access to Finger Lakes recreation and amenities.
Waterloo, NY is home to approximately 4,800 residents, with a population density of 1,000 per square mile and a median age of 43.2 years. The community is predominantly White, and about 5% of residents speak a language other than English at home, reflecting a close-knit, largely English-speaking small-town atmosphere.
Living costs in Waterloo are notably affordable, with a median home value around $124,000 and average gross rent at $790 per month. The overall cost of living index sits below the national average, making it an attractive option for budget-conscious families and individuals.
Waterloo offers a safe environment, with a low violent crime rate of 145 incidents per 100,000 people and a 1 in 690 chance of experiencing a violent crime. Property crime is more common but remains manageable, contributing to a generally secure community feel.
Residents experience all four seasons, with warm summers reaching up to 80°F and cold, snowy winters dipping to 17°F. The area receives about 35.5 inches of annual rainfall and enjoys sunshine nearly half the year, ideal for those who appreciate seasonal variety.
Typical households in Waterloo have an income of about $57,400, and families earn around $65,000. Most neighbors have at least a high school diploma, and commute times are short, fostering a welcoming, community-oriented atmosphere.
Waterloo supports quality education with local public schools such as Waterloo High School and LaFayette Intermediate School, both offering low student-to-teacher ratios. Higher education opportunities are available nearby at Finger Lakes Community College and Hobart and William Smith Colleges, providing options for continued learning close to home.
Waterloo residents benefit from nearby access to Geneva General Hospital and a high rate of health insurance coverage at 95%. With 2 physicians per 1,000 people, healthcare services are accessible for most community members.
Waterloo's housing market is affordable, with a median home price of $124,000 and an average two-bedroom rent at $790. Most homes are owner-occupied, and the area has a low foreclosure rate, making it appealing for both buyers and renters.
Local DMV services are provided through the New York State Department of Motor Vehicles, conveniently located in nearby Geneva. Residents can access licensing, registration, and other services at the Geneva branch or online via the state DMV website.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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