What to Consider When Renting a Moving Truck

Author: Nicole La Capria | Updated Date: 05-26-2026

When renting a moving truck for your relocation, there are a variety of factors to think about. What size truck will you need? How long will you need it? Do you need insurance?

Planning these details in advance can help you avoid last-minute issues and unexpected costs. Read on for more information about what you should consider when renting a truck.

The Size of Your Home

You will have to consider the size of your home and the volume of your furniture and belongings to determine the truck you require.

You want to ensure that the rental truck has sufficient space to avoid making multiple trips to your new home.

Truck rental agencies suggest choosing a truck size that is about 10 percent larger than what you expect you'll need.

Quick Answer

When renting a moving truck, consider the truck size, moving distance, mileage, fuel costs, insurance, and drop-off location. Booking early, checking fees in advance, and choosing the right truck size can help make your move easier and more affordable.

The following are the suggested truck sizes for a variety of homes:

Home Size Suggested Truck Size
Studio or small one-bedroom apartment 10'
1-2 bedrooms 14'
2-3 bedrooms 17'
3-4 bedrooms 24'
4+ bedrooms 26'

Keep in mind how highly-furnished your home is--if you have a large three-bedroom with many rooms of furniture and other items, you would opt for the 24-foot truck rather than the 17-foot.

The Distance of the Move

When relocating via rental truck, distance is a major factor to consider. The cost of your truck rental will be mostly dependant on the mileage, fuel, and the time it is in your possession.

Mileage: How far are you traveling? When reserving your truck, make sure you are aware of how much mileage is included in your price (if any), and how much you'll pay for each additional mile. When shopping for truck quotes, this will make it easy to compare prices from a variety of companies.

Fuel costs: After you have determined the distance you are traveling, you can calculate the amount you expect to pay for fuel so you have sufficient funds available. Most rental truck agencies will supply the truck with a certain amount of fuel in the tank and require it is returned at the same level. Research diesel fuel prices in the states you will be traveling for a more accurate estimate of the costs you will incur.

Time: How long will it take you to reach your destination? When you reserve your truck, you will have to provide a drop-off date. Consider rest stops and hotel stays when determining the length of your trip.

Compare truck rental quotes based on total cost, not just the base rental price.

Drop-Off Location

When you rent a truck, you will have to choose a drop-off location to return the vehicle after your move is complete.

Move Type Drop-Off Location Cost Impact
Local move Same location where you picked it up Usually less expensive
Long-distance or cross-country move Different location Often carries extra fees

If you are moving locally, you can often return the truck to the same location where you picked it up. This is usually the less expensive option.

However, if you are moving to a distant city or cross-country, you will have to return the truck to a different location. This is known as a "one-way move" and often carries extra fees.

The Time You Are Moving

The summer--specifically May to September--is known as peak moving season. During this period, truck rental reservations will fill up quickly. If you will be moving during the summer, be sure to book your rental truck several months in advance.

The end of the month is also a popular time to move. If you plan your move for off-season or mid-month, you may get a better price.

The Agency's Background

Just like moving companies, truck rental agencies are sometimes accused of fraudulent behavior and unsatisfactory customer service. Before automatically choosing the company offering you the lowest quote, conduct a thorough background check.

Check the company's profile on the Better Business Bureau, and scour RipoffReport.com and MovingScam.com for outstanding complaints against the company.

Common complaints against rental truck agencies include estimate switches, faulty trucks, failing to hold reservations, adding on hidden fees, and claiming false damage when the vehicle is returned.

Loading the Truck

While a do-it-yourself move will save you money, it requires much more time and effort than hiring full-service movers.

Loading a moving truck with a household's worth of boxes and furniture is exhausting and backbreaking work.

Be sure to enlist the aid of a few strong friends to lift and carry your furniture and appliances out of your home and load them onto the back of the truck.

Always follow the proper procedures for handling heavy items, and use the appropriate tools to make the process easier.

You can also hire moving labor services to simply help you load the truck.

While this will cost a little extra, it is usually still more affordable than hiring full-service movers to both load and drive.

Moving Tools

There are several essential moving tools you will need to load your belongings into the moving truck. You can usually rent these from your truck rental agency.

Moving Tool Use
Hand trucks Moving boxes and heavy items
Dollies Moving furniture and appliances
Straps Securing items inside the truck
Furniture blankets Protecting furniture from scratches and damage

When you are reserving the truck, inquire about what types of hand trucks, dollies, straps, and furniture blankets they can provide and the costs.

You may have to reserve the items at the same time as the truck to ensure they are available for your move.

Insurance Options

Depending on your auto or home insurance policy, you may or may not be covered for damage in an accident.

Be sure to find out this out in advance, so you can inquire about purchasing coverage from your rental company. The agency will provide you with insurance on the vehicle for a small fee per day.

The company may also offer you coverage for damage to your shipment.

Ask about your options and the cost of each plan, then make the optimal choice for the distance of your move and the value of your goods.

Check with your homeowner's insurance for possible coverage of your goods before purchasing a policy from the rental agency--some policies offer protection for your belongings during a move.

Some questions to ask your rental truck agency about insurance options:

  • What is the deductible?
  • Is there collision protection if I'm not at fault?
  • Am I covered in all states on my route?
  • Are my goods protected in case of damage?
  • Are my goods protected in case of theft?

Transporting Your Vehicle

If you are driving the moving truck long distance, you will have to plan a way to transport your personal vehicle.

If you are moving alone, you could consider asking a willing relative or friend to drive your car to your new home.

If not feasible, you may have to enlist the services of an auto transport company to ship your vehicle.

Depending on the volume of your belongings and the type of vehicle you have, you could also opt to hitch a moving trailer to the back of your vehicle.

Distance Notes
Friend or relative drives your car If someone is available to help
Auto transport company Long-distance moves where driving the car is not possible
Moving trailer If your vehicle and rental setup allow towing

Infographic outlining key things to consider when renting a moving truck, including truck size, total costs, move distance, booking early, vehicle inspection, moving equipment, insurance coverage, rental company research, loading help, and vehicle transportation planning.

Editor's Note

The guide is based on common truck rental considerations, including truck size, mileage, fuel costs, insurance options, drop-off locations, moving tools, and long-distance moving needs.

Get expert moving tips and compare movers for free at Movers.com.

You can get free moving quotes from licensed and insured movers, compare moving companies near you, and plan your move with confidence using our step-by-step moving guides and checklists.

Whether you're planning a local move, a long-distance relocation, or need help with packing and loading, Movers.com connects you with trusted moving professionals and practical tools to make moving easier and more affordable.

Questions? Talk to our moving specialists.

Frequently Asked Questions

The right moving truck size depends on the size of your home, the number of rooms, and how much furniture or heavy equipment you are moving. A small 10 to 12-foot rental truck may work for a studio or one-bedroom apartment, while a 20 to 26-foot moving truck is usually better for larger homes. If you are unsure, choose a slightly larger truck to avoid making multiple trips or running out of space on moving day.

The cost to rent a moving truck depends on the truck size, rental company, mileage, fuel charges, location, moving date, and whether it is a local or one-way move. Local truck rentals may charge a daily rate plus mileage, while long-distance truck rentals often include a set number of miles. Always check for extra fees such as insurance, late returns, tolls, fuel refills, equipment rentals, and additional driver charges.

Renting a moving truck may be cheaper if you are comfortable packing, loading, driving, and unloading everything yourself. Hiring professional movers can be a better option if you have heavy furniture, limited time, a long-distance move, or concerns about safely driving a large truck. Before deciding, compare the full cost of truck rental, fuel, insurance, moving equipment, and labor with quotes from professional moving companies.

Yes, rental truck insurance is worth considering because your personal auto insurance may not fully cover a large moving truck or damage to your belongings. Most truck rental companies offer coverage options for collision damage, cargo protection, liability, and roadside assistance. Before renting, check your existing auto insurance policy and credit card benefits, then compare them with the rental company’s protection plans.

Before renting a moving truck, inspect the vehicle for dents, scratches, tire condition, lights, mirrors, brakes, mileage, fuel level, and cleanliness. Take photos or videos before leaving the rental location so you have proof of the truck’s condition. You should also confirm the rental rate, mileage limits, fuel policy, drop-off location, insurance coverage, return deadline, and any additional fees in the rental agreement.

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